Featured
Speakers
Moderator: Zhenya Winter

Sadiq Javeri
Head Platform Product Management, Bottomline
Sadiq Javeri is responsible for Bottomline’s go-to-market enablement and product partnerships. With over 18 years of experience, Sadiq is a seasoned speaker and regular contributor to key industry media and events, sharing insights on emerging trends and thought leadership. Before joining Bottomline, Sadiq honed his expertise in working for and in corporate banks, including his tenure in Investment Banking at Deutsche Bank and as a Financial Services Consulting at Oliver Wyman. He has successfully defined, developed, and commercialised fintech products, leveraging his deep domain knowledge in the financial messaging landscape, payments modernization, and banking and corporate treasury. Sadiq holds a BEng in Information Systems Engineering from Imperial College London and an MPhil in Finance from the University of Cambridge.

Zhenya Winter
Head of Marketing – Financial Messaging, Bottomline
More than 24 years of experience in the Financial Services sector, specialising in payments over the last 10+ years. Key areas of focus within payments messaging, orchestration, and connectivity include real-time domestic and cross-border payments and ISO 20022. Zhenya is an ambassador for the charitable community Women of Fintech and is a member of the Women in Fintech Powerlist 2022.

Damien Dugauquier
Co-founder & CEO, International Payment Identity (iPiD) Pte. Ltd.
Damien is a payments industry veteran with deep expertise in cross-border transactions, compliance, and payment innovation. Before founding iPiD, he led teams at SWIFT across Asia and Europe, helping financial institutions modernize payment infrastructure. Damien has always been at the forefront of transforming global payments. Now, as CEO of iPiD, he is driving the future of payee verification, making payments smarter, safer, and more seamless worldwide.

Saren Khchav
Head of Operations, J Trust Royal Bank Plc.
Saren is an operation professional and expertise with over 18 years of solely experience in banking operation division. He is currently a Head of Operations at J Trust Royal Bank Plc [formerly named as ANZ Royal (Cambodia) Ltd], and he has been for this key leadership role for over 6 years. He is a strategic leader, leads a large team (90+ employees) with a proven ability to drive operational efficiency, complex projects, and innovative solution to enhance customer experience. He is responsible for overseeing daily operations, managing risk and compliance, and foster a positive working environment. Most importantly, he manages and leads a big scale of variance operational functions such as Payment & Market Operations, Wholesale Lending & Trade Operations, Customer On-boarding & Services, Chargeback & Reconciliation, and Swift & Assurance Operations.
About
Beyond Legacy: How APAC Banks Can Leverage SaaS to Compete & Collaborate
While global banks are accelerating their transition to SaaS, financial institutions in APAC continue to grapple with legacy system constraints, regulatory complexities, and the need for scalable transformation strategies. The region's financial ecosystem is poised for a shift, but are APAC banks moving fast enough to keep up?
According to Bottomline’s Competitive Banking Survey and Report 2024, 26.8% of APAC banks still see legacy systems as a major roadblock to modernisation, impacting their ability to compete with global counterparts. While SaaS is widely recognised as an enabler of digital transformation, only 26.1% of APAC institutions cite operational efficiency as a key driver, compared to 41% globally. The gap is even wider when it comes to scalability, with just 20.4% of APAC banks prioritising it, far behind the 44% global average.
Are APAC banks approaching SaaS adoption too conservatively and what must change to unlock its full potential?
- Why legacy system upgrades alone won’t future-proof APAC banks - and what a true SaaS-driven ecosystem looks like.
- Bridging the scalability gap - How global institutions leverage SaaS for flexibility and cost efficiency, and what APAC banks can learn.
- New monetisation strategies - How FIs can use SaaS models to create revenue streams beyond traditional banking services.
- The untapped power of embedded finance - What banks are missing when it comes to leveraging APIs and partnerships.
- Beyond compliance: Using SaaS to turn regulation into a strategic advantage rather than just a requirement.
SaaS presents a unique opportunity for banks to shift from closed, legacy systems to an open, API-driven ecosystem that fosters innovation and collaboration across FinTech, payments, and embedded finance. But where is the line between collaboration and competition? Should banks build, buy, or partner to stay ahead? This webinar will unpack the strategies that will define the future of financial services in APAC.
With APAC lagging behind in SaaS-driven efficiency and scalability, financial institutions must rethink their approach - not just to keep pace but to lead. The question is no longer whether SaaS is the future, but how banks can make the leap before they’re left behind.
Register now to join Bottomline, iPiD, and J Trust Royal Bank as they explore the realities of SaaS adoption in APAC and discuss bold strategies for financial institutions to future-proof their services, unlock new revenue streams, and navigate the next era of digital finance.
Watch Now
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Centralize all corporate payments and improve cash management globally across multiple banks and currencies.
Centralize all corporate payments and improve cash management globally across multiple banks and currencies.
Centralize all corporate payments and improve cash management globally across multiple banks and currencies.
Benefits to your Business
Benefits to your Business
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